Project+Guidelines

Money Matters: What to do with money

Your paper must be typed in Times New Roman font, 12 pt type, and double-spaced with 1 inch margins all around, and must be 9-16 pages including charts and diagrams. The following are instructions on the content and organization of your research paper:

- Title (your own title associated with your research) - Date Due - March 31,2012 - Submitted by (all group members names must appear after your name)
 * __Cover Page__**

o Give a brief synopsis of common problems/issues/concerns/difficulties that people have with your personal finance topic. o Ask an essential question that you will answer in your conclusion. This question will be the focus of your paper. You will also pose scenarios/predicaments that people face and may require assistance in fixing.
 * __Table of Contents__**
 * - Overview**


 * -Issues**
 * Depending on the essential question on your topic, decide which issues you will research and discuss the hows and whys in your paper. Some examples are listed below. **
 * What issues do people with credit problems face? How do you manage debt? How do you stay out of debt?
 * What issues will someone deciding on a career face regarding their income? Will income decide one's career?
 * What is a budget and what are the most important currencies? What do when your plan to manage your money fails?
 * What is insurance? What types of insurance are there? How do you manage risk?
 * How can you save for the important things in life? What types of investments are there and how can you leverage them to help you achieve your monetary goals.

o Examine how and why people get into "trouble" with their personal finance and the choices to be made regarding your topic. o Explain the consequences of choices that are made and the impact it will have on your personal finances. o Use government data from one or all of the following: [|www.mymoney.gov] ,www.ustreas.gov, [|www.irs.gov], http://feedthepig.org/ I will breifly review how to use these sites. Create additional graphs/charts depicting the national problem. Explain the charts and what they mean. For 10 extra credit points on your final grade ( a full letter grade above your actual score), arrange for someone from the New Jersey Society of Certified Public Accountants to come and talk to the class about your topic (@http://www.njscpa.org/) o Using the commercial websites like [|www.money.cnn.com], [|www.moneycentral.msn.com] , [|www.bankrate.com] , [|www.salary.com] and personal finance magazines like [|www.kiplinger.com] , [|www.smartmoney.com] , research personal finance o Use their calculators and tools to create scenarios that could assist someone who is facing personal finance dilema. o Examine what the government, businesses, and local communities have done to educate and combat poverty/financial distress/mortgage crisis, etc.  o Create a survey that coincides with your research (credit & debt) and graph data that reflect your findings

o Examine different scenarios (include 2-3 alternative approaches). o Examine the role of financial instruments to reduce to decrease negative affect on one's personal finance(credit, savings, insurance, etc.) o Examine what it means to be financially fit with regards to your topic.
 * - Effective Resolutions**

o Referring back to the importance of your research and the data you have collected, answer the essential question posed in your overview.
 * - Conclusion**

o List a minimum of 5 sources and have at least one of the following: book, Internet, online journal, interview. All sources must be listed in Modern Language Association format. o See MLA format guide.
 * - Works Cited**

ANY STUDENT DETERMINED TO HAVE VIOLATED EOSD AUP DURING SCHOOL HOURS OR WHILE USING SCHOOL EQUIPMENT WILL BE SUBJECT TO ANY CONSEQUENCE(S) SET FORTH BY EOSD, CLTCS AND/OR TECHNOLOGY LAB POLICIES AND RULES. ***